Storms are again putting airline passengers into a fast decision: take the next flight, accept a credit, or hold out for cash. The FAA's air traffic report for Wednesday, July 22, 2026, warned that thunderstorm delays were possible in Boston, New York, Philadelphia, Washington, Charlotte, Denver and Salt Lake City, with wind or low-cloud issues expected at several western airports.

That forecast does not by itself decide what an airline owes you. Under U.S. Department of Transportation guidance, the key question is what changed in your itinerary and whether you accept the airline's alternative.

Do this first

Check whether the flight is canceled or significantly changed. DOT says a passenger is entitled to a refund if an airline cancels a flight, regardless of the reason, and the passenger chooses not to travel or accept a credit, voucher or other compensation. A significant change can include arriving at least three hours late on a domestic itinerary or at least six hours late on an international itinerary, a different origin or destination airport, more connections, or an involuntary downgrade.

Do not accept a voucher unless you actually want it. Airlines may offer credits or rebooking during weather disruptions. If you reject the alternative or do not respond and do not fly, DOT says the refund should go back to the original form of payment when one is owed.

Save every notice. Keep screenshots of app alerts, emails, text messages, new departure times, waiver terms and boarding-pass changes. If a dispute later turns on whether the airline offered a significantly changed itinerary, timestamps matter.

Check these details

Weather waivers are useful, but they are not all the same. JetBlue listed a Northeast and Mid-Atlantic weather waiver for flights from July 20 through July 22, 2026, covering airports including Boston, JFK, LaGuardia, Newark, Philadelphia and Reagan National, with rebooking allowed for travel through Sunday, July 26. American Airlines listed an East Coast severe-weather alert for travelers scheduled July 20 through July 22, with change-fee conditions and deadlines.

Read the airline's conditions before changing the trip. Some waivers require the same origin and destination, a booking deadline, or travel within a short window. If the new trip no longer works, check whether you still have a refund right before locking in a credit.

Common mistakes

The first mistake is confusing a free change with a cash refund. A waiver can make rebooking easier, but it does not mean a voucher is your best option. The second mistake is flying the replacement itinerary and then asking for the ticket price back. DOT says if you choose to take the significantly delayed or changed flight, or an alternative flight offered by the airline, you generally are not entitled to a refund under those rules.

Bag fees have their own rule. DOT says a checked-bag fee can be refundable if the bag is declared lost or is significantly delayed, including more than 12 hours after arrival for a domestic flight, but passengers should file a mishandled baggage report with the airline as soon as they learn the bag did not arrive.

When to get help

Start with the airline's app or customer-service channel, then use DOT's aviation consumer-protection information if the answer does not match the published rules. For urgent travel, decide first whether you still need transportation today. For money, decide second: refund, rebooking, or credit. Keeping those choices separate is the easiest way to avoid giving up cash when you meant only to get home.